But Hate Slaving Through Bookkeeping? 

Bookkeeping, accounting and compliances DONE on time, every time! Our expert service helps you AVOID urgent and late bills, stagnant cash flow, overdue taxes, and debt collectors threatening your startup or small businesses.

What’s more, you’ll only pay us a tiny fraction of what you’d spend on a full-time salary. 

See What Our Customers Have to Say:

"Simply put, Sarah is invaluable to my company. Not only does she serve as my CFO, but she’s always a phone call away if I need advice on any finance matters or industry relevant programs that could assist Thirteen & Co. Sarah completely setup our cloud-based accounting system through Xero, as well as advised on Workers Compensation and Company Insurance."

Roy De Giorgio

Executive Producer, Thirteen & Co


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© Copyright Hot Toast Consulting Pty Ltd 2024

Secure Cloud-based Accounting Software

Rest assured, your data and finances are safe and secure with our cloud-based bookkeeping services. Monitor and access your accounts from anywhere, instantly.

Accounts Payable & Receivable

From accurate data entry and reconciliation to timely invoice payments – our team brings smooth and reliable cash flow management to your SMB

Payroll and Superannuation

Australian compliance is complicated! Our expert team processes all your payroll needs, so your employees are paid on time and accurately.

End of Month Management

Each month, we process and close your accounts, provide snapshots of performance with profit & loss statements, review client profitability and outstanding receivables and monitor team performance.

BAS and IAS Lodgement

Never worry about BAS & IAS preparation again. We’ll make sure your business meets all required ATO compliance and obligations, including PAYG and GST.

Budgeting and Reporting

You receive comprehensive analysis, forecasting and budget planning. We work with you to maintain the health of your finances – so you get constant advice to help you make the right decisions.

End-To-End Financial Expertise

For Your Startup Or SMB

Here’s a sample of services we provide…

"Financial Controllers that you actually enjoy working with are few and far between. Not only are the team at Hot Toast a delight to work with, they have the business and finance smarts to back it up. Their ability to quickly get our books in order, and their advice and execution of our export grant application were exceptional. Do yourself a favour and speak to Hot Toast!”

Nicole Rippey

Director - Marketing Practice, The Masonry



+61 426 217 167

Do You Love Your Business

Too good to be true? Please put us to the test – for free!

Ever considered a virtual CFO for your startup or small to medium business (SMB)?

A virtual CFO helps you:

  • Define strategy
  • Improve efficiency
  • Drive profitability
  • Gain visibility
  • Acquire accurate reporting, and
  • Provide expert financial advice

Stop Slaving & Start Saving
With Your Very Own Virtual CFO

So you can scale your business, without the enormous salary price tag of an in-house CFO.

Cloud-based financial service platform

Australian team with 15 years in business

Your virtual CFO for startups and SMBs

Virtual CFOs Save You Money

You don’t have to pay upwards of $200,000 plus fringe benefits for an in-house Chief Financial Officer.

Our virtual CFO service saves customers 60%, on average, per annum. And that’s just on salary alone! The savings keep coming in because we take you beyond bookkeeping with professional advisory…

You’ll receive ongoing recommendations to increase your business profits.

That means you get a service where the investment continually pays for itself.

Virtual CFOs Protect Your Time

We allow you and your team to focus on what you do best.

You won’t ever have to worry about complex accounting and bookkeeping hurdles – because we happily scrape them off your plate.

Get back to solving creative challenges, winning business deals and delighting customers.

You can be confident we’re experts, too. We know how to drive success in the creative and real estate industries, so you’ll never need to hold our hand.

Our virtual CFO service is completely plug-and-play!

We’re Virtual & Personal

You have direct access to Director and Primary Consultant, Sarah Lawrance (winner of Australian Accounting Awards CFO of the Year 2019 and 2020).

She’s also among Practice Ignition’s Top 50 Women in Accounting.

You get access to a real flesh-and-blood team behind the screen…

Call us anytime you have questions.

Claim Your Fast & FREE Financial Audit

Claim Your Free Audit

This FREE opportunity is limited by allocation.

(Valued $299)

About Hot Toast

Here’s why clients love our virtual CFO service…

  • Multi Award-Winning Boutique Australian Accounting Firm.
  • Niche Expertise in Creative, Technology and Real Estate Industries
  • Australian Accounting Awards’ CFO of the Year 2019 & 2020
  • Certified, Qualified Expert Team
  • 15+ Years of Expertise

Claim Your Free Audit

Book Your Fast & FREE Financial Audit Now

Claim Your Free Audit

Book a fast, focused and FREE consult with one of the experts at Hot Toast.

(Valued $299)

Financial Services
Tailored To Your Business

Here’s what Hot Toast takes off your to-do list…

Assessments of your accounts, processes and software solutions.

You’ll get a snapshot of where your business is now, and where it could be with some simple, smart and effective changes.

Business and financial analysis

We’ll assess the current health of your small business, and forecast your growth.

You’ll always understand the numbers and how to improve profitability and performance.

Clear interpretation of financial results and ongoing advice

Financial risk management and mitigation, forecasting and scenario modelling

We’re here to help you make the right decisions to keep growing your businesses.

Advisory and strategy setting

We’ll help you set and achieve defined goals, whether that’s scaling, launching into new markets, raising capital, or improving staff and system productivity.

Ready to stop sweating your business financials?

See how Hot Toast can help your business with a FREE Financial Audit!

Claim Your Free Audit

Clients Rate Us 4.8 Stars on Google Reviews

The virtual CFO service goes far beyond accounting and bookkeeping with our advisory team…

→ Do you know your numbers?
→ Do you have a robust strategy in place to scale?
→ Is your team hitting targets and being accountable?
→ How efficient are your current processes and software solutions?

We’ll help you find out!

These are just some of the gaps we help you cover as you scale your business and revenue.

Our multi-award-winning Australian accounting firm provides end-to-end bookkeeping solutions for your startup or small to medium business.