Virtual CFO Services

Want CFO guidance without the overhead of a CFO hire?

Since Hot Toast started, Hot Toast Director and Primary Consultant, Sarah Lawrance, has been transforming creative and real estate businesses in both Australia and the UK with her virtual CFO services.
Having won Australian Accounting Awards’ Chief Financial Officer of the Year 2020 and 2019, and with an array of testimonials and industry awards, the Hot Toast team are perfectly positioned to guide you to business growth according to your individual goals and circumstances at a fraction of the cost of hiring a full-time CFO talent.

What is a virtual CFO?

A virtual CFO effectively acts as a central part of your team, taking ownership of the finance function to help define strategy, improve efficiency, drive profitability, and provide visibility, reporting and recommendations to build a thriving business.

Why you should use a virtual CFO

A virtual CFO is so much more than an accountant, bookkeeping or accounting department.
Do you know your numbers? Do you understand the levers of your business and have a robust strategy in place to scale? Are you hitting targets and being accountable? How efficient are your current processes and software solutions? These are some of the areas we can assist with to ensure you are running a successful (and profitable) business.

Virtual CFO services from Hot Toast

Our virtual CFO services are tailored to your individual business needs and can include:

Initial assessment of your accounts, business processes and software solutions to provide a snapshot of where your business is now, and where it could be with some simple, smart and effective changes.
Business and financial analysis to assess the current health of your small business and forecast its state moving forward.
Advisory and strategy setting to achieve defined goals whether that be growth, launching into new markets, raising capital, or improving staff and system productivity.
Interpretation of financial results and ongoing advice on how to improve profitability and performance.
Financial risk management and mitigation, forecasting and scenario modelling to assist business owners in making the right decisions for their businesses.

Why Use Hot Toast?

Save money

A good in-house Chief Financial Officer will set you back upwards of $200,000 plus fringes. Not only do our virtual CFO solutions save customers an average of 60% per annum on salary alone, but advisory is at the heart of our business and we provide recommendations that will make your business more efficient and profitable, so the investment pays for itself in no time.

Save time

What is the true cost of managing your own business finances? Time is money and you and your team should be focused on what you do best – solving creative challenges, winning business and wowing customers. As experts in the creative and real estate industries, we know how to drive success in your field and don’t need handholding to understand the intricacies of agency life.

Personalised service

Although we unashamedly love numbers and all they can tell us about opportunities within your business, we will never treat you like one. Our virtual CFO clients have direct access to Director and Primary Consultant, Sarah Lawrance – winner of Australian Accounting Awards CFO of the Year 2019 and 2020, and proud to be counted among Practice Ignition’s Top 50 Women in Accounting.

It all starts with a conversation

Our team is ready and eager for a first consultation to explore how we can build the perfect outsourced CFO solution to support your unique needs and help your business thrive. Phone Sarah today on 0426 217 167 or email